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Some people are unemployed, are self-employed, do not work for an employer t … Tags: New York Individual Health Insurance Coverage And Conditions By: Jessica Farrell | Aug 2nd 2006 – If you are a resident of New York and in need of health insurance, you can purchase individual health insurance plans directly from a health maintenance organization (HMO). HMOs in New York are required by law to offer both standardized HMO plans and point of service (POS) to those who seek to purchase indivi … Tags: Individual Health Insurance Plan By: individual plans | Jun 22nd 2006 – Individual health insurance coverage can be acquired with some careful researching of many diverse companies that offer health insurance plans and policies and the cost of an individual health insurance plan will differ from one insurance provider to another. 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