Denying Your Auto Insurance Claim An Adjustors 3 Best Weapons 中国禁贾斯汀演出 王珉被判无期

Legal You probably have insurance on your vehicle because it is the law in your state, and if you want to drive your car then you should have auto insurance. But, you may not have thought about what could happen when you get into an auto accident in the U.S. You most likely will be hearing from the other driver’s insurance company after the collision. Do not let insurance companies fool you into thinking that they are on your side. Insurance companies are in business to make money. You may have sustained injuries and need money to pay for your medical bills, lost wages due to time away from work, and more. An insurance adjustor’s job is to keep the payout to you as low as possible, not out of cruelty, but out of company profit. Insurance companies use tactics that help them diminish your injury claim. Three tactics to be aware of include: – Recorded statements: Insurance adjustors love to talk to you immediately after a car accident, as they know some of your injuries may not have presented themselves yet. Let’s say, one day following the accident, only your neck hurts; however, you later realize after the adrenaline has left your body that your back and knee hurt as well. If they have a recorded statement from you stating that you only have neck injuries, it could hurt your case down the line. – Medical authorization forms: Insurance companies may tell you that you need to sign a medical waiver so they can access your current medical records regarding the injuries you sustained from this accident. However, what they won’t tell you is that if you sign that form, they can access all of your past medical records. This could hurt your case because if you experienced a back injury a couple years ago, they may be able to diminish the value of your claim by stating that you already had a preexisting condition. – Delay: Insurance company adjustors know that if you are seriously injured, you most likely will have medical bills and household bills piling up that you cannot afford to pay. They will most likely stall the process and keep low-balling you, hoping that you will finally accept a low offer because you need to start paying some of your bills. There are many tactics that insurance companies use, such as befriending you and spying on you, and they may even go as far as telling you not to hire an attorney. They know that an experienced personal injury lawyer will be able to get you a larger settlement, which means that they lose money in the end. About the Author: – – – – – – – – – – 相关的主题文章: